Contactless card payments facts and myths
Posted: Tue Dec 24, 2024 9:45 am
Almost all banks offer their customers the possibility of using paypass payment cards. However, not everyone is aware of what they are and how contactless payment cards work. For this reason, many myths have grown around this type of payment, which are not worth believing. Today I will try to debunk some of them and dispel the doubts of the owners of the aforementioned "plastics". Contactless cards are easiest to recognize by a characteristic graphic symbol that resembles a spreading radio wave.
Proximity card technology
embossed payment card
Photo: ING Bank – cards
Contactless payments are possible thanks to paypass payment cards - they are popularly called contactless or contactless cards. To pay for purchases with them, you do not have to enter a PIN code. ecuador whatsapp database payments without a PIN code is possible up to the amount of PLN 50. So if the price of our purchases is lower or equal to this amount, we can bring the paypass card close to the payment terminal, wait for the signal confirming the transaction and enjoy successful shopping.
A novelty on the market is the possibility of making contactless payments using a smartphone. This method is just as fast and convenient as in the case of traditional contactless cards. All you need to do is install the appropriate application on your phone.
Contactless payment security
debit card payment contactless payment
stockimages.com
Many people claim that contactless payments are not safe, but this is not true - such operations are secured by a special chip that connects the card to the terminal using radio technology. All connections are also encrypted and coded, which additionally protects cardholders from Another myth is that you cannot use contactless cards to pay for purchases above PLN 50. More expensive purchases are paid for with a contactless card in the same way as with a traditional payment card - you insert the card into the terminal and enter the PIN. In addition, cards of this type are issued free of charge, and their use is not associated with additional fees - any fees are identical to those for cards without the option of contactless payments.
There are more and more places where we can pay contactlessly
It is worth remembering that contactless payments are accepted in most large stores, supermarkets, newsagents and restaurants. In addition, the number of points accepting contactless payments is constantly growing. Supporters of paypass cards emphasize that thanks to them, you can pay for your purchases very quickly, which was not possible when you could only pay for a purchase of a few zlotys after entering your PIN. Thanks to contactless payments, paying by card has become as convenient as paying in cash. I believe that although paypass will not completely replace banknotes from circulation, it will become an increasingly popular form of payment.
Contactless up to PLN 100 in 2018
Probably already in the second quarter of 2018, contactless payments in Poland will be possible up to the amount of PLN 100. The payment organization Master Card recently announced that the National Bank of Poland gave the green light for the changes. Statistics showed that the average value of a contactless transaction exceeded PLN 50 in 2017. So this limit was no longer sufficient for customers and it was decided to increase it.
Proximity card technology
embossed payment card
Photo: ING Bank – cards
Contactless payments are possible thanks to paypass payment cards - they are popularly called contactless or contactless cards. To pay for purchases with them, you do not have to enter a PIN code. ecuador whatsapp database payments without a PIN code is possible up to the amount of PLN 50. So if the price of our purchases is lower or equal to this amount, we can bring the paypass card close to the payment terminal, wait for the signal confirming the transaction and enjoy successful shopping.
A novelty on the market is the possibility of making contactless payments using a smartphone. This method is just as fast and convenient as in the case of traditional contactless cards. All you need to do is install the appropriate application on your phone.
Contactless payment security
debit card payment contactless payment
stockimages.com
Many people claim that contactless payments are not safe, but this is not true - such operations are secured by a special chip that connects the card to the terminal using radio technology. All connections are also encrypted and coded, which additionally protects cardholders from Another myth is that you cannot use contactless cards to pay for purchases above PLN 50. More expensive purchases are paid for with a contactless card in the same way as with a traditional payment card - you insert the card into the terminal and enter the PIN. In addition, cards of this type are issued free of charge, and their use is not associated with additional fees - any fees are identical to those for cards without the option of contactless payments.
There are more and more places where we can pay contactlessly
It is worth remembering that contactless payments are accepted in most large stores, supermarkets, newsagents and restaurants. In addition, the number of points accepting contactless payments is constantly growing. Supporters of paypass cards emphasize that thanks to them, you can pay for your purchases very quickly, which was not possible when you could only pay for a purchase of a few zlotys after entering your PIN. Thanks to contactless payments, paying by card has become as convenient as paying in cash. I believe that although paypass will not completely replace banknotes from circulation, it will become an increasingly popular form of payment.
Contactless up to PLN 100 in 2018
Probably already in the second quarter of 2018, contactless payments in Poland will be possible up to the amount of PLN 100. The payment organization Master Card recently announced that the National Bank of Poland gave the green light for the changes. Statistics showed that the average value of a contactless transaction exceeded PLN 50 in 2017. So this limit was no longer sufficient for customers and it was decided to increase it.