Turning a blind eye to debt overload

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Today, there are many companies that are mired in loans and are ready to take more. It cannot be said that they will definitely lead to bankruptcy, but the risk that at one point there simply will not be enough money to even pay off the interest is very high.

It's a double-edged sword. On the one hand, not being afraid of loans means taking on a whole sea. On the other hand, being afraid of any risks and not taking them at all means stopping and working only with what you have.

But if you take out loans for salaries and then don’t know luxembourg whatsapp phone number how to repay them, this is not the best situation. To avoid it, it is worth describing the company’s debt load in the financial model and calculating in advance the repayment of existing loans and interest and the need for new loans.

If there is not enough money, the solution must be sought elsewhere: increase sales, reduce costs, optimize expenses.

An example of heavy debt load



Detailing without natural indicators
If you don’t understand how much product you produce, how many sales and leads you have, what the average check is, and you only monitor the availability of monetary indicators, you won’t be able to calculate all the risks.

By collecting natural indicators, you can draw a conclusion about which products are selling and which are not. Understand the needs of the audience and direct marketing to the development of trendy products and advertising of services that are not in demand.

With such detailing, the budget looks more transparent and understandable, so it will be understandable to the owner without financial education.

Example of detailing to natural indicators